Online Baccarat

Baccarat has been a favourite in casinos for centuries, consistently attracting crowds to tables in casinos around the world. Today, baccarat is one of the most popular online casino games, with easy-to-follow rules and some of the best odds around.

On this page, we’ve put together our tips and tricks, guides, resources and reviews to help you make the most of all the online baccarat games out there. Whether you’re a veteran player or you’re planning to place your first bets, baccarat is a fantastic game to play online and can be thrilling, relaxing and rewarding all at once.

Check out our list of recommended casinos and games below, then keep scrolling to read more about this casino classic.

Where to Play Baccarat

How To Play Baccarat

In both real-world casinos and online Malaysian casinos, baccarat has been a popular game for a very long time. Due to the game’s classy image and its relatively simple rules, baccarat is enjoyed by new and veteran gamblers alike – both those looking for a challenge and for an easy way into the casino scene.

Luckily for online gamers, baccarat tables traditionally offer some of the best odds of any casino game. While all games are designed with a slight house edge, baccarat has the smallest house edge of any game, giving players a great chance of winning when they play.

Getting Started

Placing Bets: Before the game begins each player must decide whether they want to bet on the banker, on the players or on a tie. Betting on the banker costs the player 5% of their winnings, deducted to pay the house. 

Dealing: Each player is dealt a hand of two cards, and the banker is dealt a hand too. If the cards in a player’s hand are worth between 0 and 5 ‘points’ the player is given a third card. If they have a hand totalling 6 or 7, they stand – meaning they stop drawing cards.

The Third Card: If a player draws a third card, the banker must take these actions:

  • If the player draws a 2 or 3, then the banker draws with 0–4 and stands with 5–7
  • If the player draws a 4 or 5, then the banker draws with 0–5 and stands with 6–7
  • If the player draws a 6 or 7, then the banker draws with 0–6 and stands with 7
  • If the player draws an 8, then the banker draws with 0–2 and stands with 3–7
  • If the player draws an ace, 9, 10, or face-card, then the banker draws with 0–3 and stands with 4–7

The aim of the game is to get as close to a score of 9 as possible.

Unlike other card games, a hand’s value isn’t determined by adding the numbers of the cards that you hold. Cards 2-9 are worth their face value, Aces are worth 1 and all others are worth 0. A hand’s worth is calculated by adding the values together and taking the rightmost number of that sum – so a hand that adds up to 12 would be worth 2 and a hand adding up to 15 would be worth 5 in a game of baccarat.


One of the aspects of baccarat that makes it so appealing is the simple betting structure. At the start of a game, players have three options: a player bet, banker or tie.

Betting on the player will result in an even-money bet, a banker bet is evens minus their casino fee, and a tie typically pays out either 8-1 or 9-1 depending on the casino.

Online Baccarat Tips

The betting odds and rules of baccarat are pretty simple once you get used to them, and after just a short time you’ll be able to enjoy the game and start to win real money.

To help you get started, here are some of our top online baccarat tips

Study The Odds: There are only three odds and they’re among the best in the casino, but it still pays to memorise them and keep them in mind while you play. Betting on the banker is a slightly safer bet, but you will lose a percentage of your winnings to their fee. A player bet is a close second while betting on a tie has a house edge of more than 14% – so you’ll need to be confident when you make that bet.

Free Practice: As with any game, it can pay to practice first before you start to bet real money on a new game. Many online casinos in Malaysia will provide free baccarat games for you to play, giving you a chance to get used to the game and to practice your skills. Take the time to familiarise yourself with the game to give yourself the best possible chance at the table.

Bonuses: As an incentive for new players and a reward for veteran gamers, many casinos offer both sign-up bonuses and reward packages. Whether they’re no deposit bonuses, deposit matches, or another type of bonus, it’s worth taking advantage of these to give yourself an edge.

Live Play: For many players, having access to live chat with other players and the dealer is an important part of the casino experience and can help to put them in a winning mood. Luckily, many online casinos now offer live gaming featuring video chat with live players and dealers around the world.

Keep Your Head: It can be tempting to try and make back any losses with more betting and to follow up bad bets with even worse ones. Consider setting yourself betting limits and always make sure you keep an objective eye on your performance – it’s a simple game but sometimes it just isn’t your day.

Choosing An Online Baccarat Casino

While casinos are limited in Malaysia, many online casinos from around the world have opened their doors to Malaysian players, giving you the chance to play at hundreds of different sites.

The casinos and games recommended at the top of this page have been chosen by our team to offer you the best playing experience and the most enjoyable games. Don’t just take our word for it though – every casino that you consider playing at should meet your own strict criteria.

Here’s what we look for when we look for a new casino:

  • Payment methods – Any casino that you plan to use should accept a wide range of payment methods and give you the ability to quickly deposit and withdraw money whenever you need.
  • Game variety – Unless you find the perfect game for you on your first try, you’re probably going to want to look around at many different games. Use a casino that offers a wide variety, both in terms of game type, theme, bonuses and special rules.
  • Casino rewards – Keep an eye out for sign up bonuses and casino rewards as these can be a major boost to your casino wallet.
  • Live gaming – If live gaming with video chat and real-life dealers is important to you, make sure that your casino of choice offers this service for every game that you want to play.